ESTATE PLANNING

Regardless of your net worth it is important to have an estate plan.  A properly structured estate plan provides asset protection for clients as well as future asset allocation and distribution tailored to clients' desires.  It takes into account taxes on assets as well as the clients' desires to provide for family, friends and charities. 

Their are several elements to the typical estate plan.  The most common of these are:

• Revocable and/or Irrevocable Trust

• Will
  
• Certification of Trust
  
• Trust Transfer Deed(s)
  
• Preliminary Change of Ownership Report(s)
  
• Pour Over Will
  
• General Power of Attorney
  
• Advanced Health Care Directive
  
• HIPAA Authorization and Waivers
  
  

James O'Brien works to ensure that his clients' assets and well being are protected and their financial and personal legacies are properly distributed.  He structures estate plans to seamlessly distribute clients' possessions to beneficiaries so that they receive the maximum benefits of the future dispositions.

Estate Planning issues routinely addressed by Jim involve:

• Community and Separate Property
  
• Community Property with Right of Survivorship
  
• Joint Tenancy with Right of Survivorship
  
• Tenancy-in-Common
  
• "Trustee" bank accounts
  
• Transfer on death security accounts
  
• Pay on Death Assets
  
• Life Insurance Proceeds
  
• Qualified and/or Nonqualified Life Insurance Proceeds
  
• Taxation Reporting Requirements.
  

Mr. O'Brien's proficiency in these areas provides clients with  the peace of mind that their estate is properly formulated and will be bequeathed to their heirs in a timely and correct manner.

For a free consultation contact Jim at:

Phone:  (415) 513-7942

Fax:       (415) 523-9420

Email:    jobrien@jamesobrienlaw.com